Current Mortgage Rates

Mortgage Rates Update

Stay up to date on the most recent Mortgage Rates if you are considering purchasing.

Get Pre-Approved

Beat Your Competition!

Why Get Pre-Approved?

Before you start scouting neighborhoods and dream homes, there's an important first step you don't want to skip: getting pre-approved for your mortgage.


And guess what?


It's even more important right now. Since mortgage rates have come down from their peak late last year, more buyers are jumping back into the market. That means you could see even more competition from other buyers.


Here’s how pre-approval can help.


The first benefit of getting pre-approved is it helps you understand how much you can borrow for your home loan. And that makes it a lot easier to figure out your price point and set a realistic budget. And with home affordability where it is today, this can really help you wrap your head around your options.


But there's more to it than just numbers.


Getting pre-approved also puts you in a position to act fast when you find your dream home. And it sets you apart from other buyers by showing sellers you’re serious and ready to make a move.


In a market where every advantage matters, getting pre-approved is important. Don't wait any longer!


Fill out a few details below and let's get you pre-approved!

Mortage Rates

Adam Rodriguez, For Sale By Adam, and Signature Real Estate Group are not Mortgage Lenders or Brokers. We rely on trusted mortgage experts just like you. The following mortage rates are provided to us by our good friend and preferred lender Matt Smith from Power 1 Financial NMLS #349133*.

Update from May 2, 2024

FHA

6.000 %

6.155 %

APR

FHA High Balance

6.182 %

6.321 %

APR

VA

6.000 %

6.154 %

APR

VA High Balance

6.250 %

6.378 %

APR

Conventional

6.750 %

6.898 %

APR

Conventional High Balance

7.250 %

7.381 %

APR

JUMBO

6.875 %

7.010 %

APR

First Time Home Buyer

6.250 %

6.810 %

APR

*Power 1 Financial | 77564 Country Club Suite 202 Palm Desert, CA 92211| MLS# 1732090. Power 1 Financial is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, or the Federal Government. This is not a guarantee of financing, or a firm offer of credit. All loans are subject to credit, underwriting and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment tend.

Ready to make your move in the Southern California real estate market?

Reach out to us to start your Pre-Approval process today!

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